Every driver on the road today can agree on one thing: nothing is more comforting than knowing you're well-protected. This includes car insurance. But do we understand the dynamics of our coverage? Let's take a closer look at a beneficial feature: stacked insurance....
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What Can I Do If UIM Insurance Won’t Pay?
When you're involved in a collision caused by an uninsured or underinsured motorist, the overwhelming financial strain falls on you. If purchased by you, uninsured/underinsured motorist (UIM) insurance is designed to protect you in such situations. However, your ...
Types of Car Insurance: Protect What Matters Most
There are a myriad of car insurance coverage options available. Although not all are required by Colorado state law, each type of coverage specifically protects you and your assets after an accident. Whether you’re shopping around for auto insurance or curious about...
Understanding Colorado’s Underinsured and Uninsured Motorist Coverage
Colorado, like many states, requires vehicle owners to have auto insurance. However, not everyone complies. This article discusses when uninsured motorist (UM) and underinsured motorist (UIM) coverage comes into play. In Colorado, UM/UIM insurance is a vital aspect...
The Complexities of Colorado Slip and Fall and Premise Liability Cases
Slip and fall incidents are among the leading causes of personal injury in the United States, yet they are one of the easiest accidents to prevent. A lax attitude about dangers on commercial premises can leave fall hazards and unstable shelving unaddressed until...
Different Types of Personal Injury Claims and Litigation
This article will discuss: Types of personal injury claims. The most common categories of personal injury claims. The harms and losses for which compensation can be obtained. TYPES OF PERSONAL INJURY CLAIMS NEGLIGENT AND INTENTIONAL ACTS Personal injury law covers a broad range of injuries most often caused by another’s negligence. Attorneys often refer to…
Accidents Involving Bicycles and Cars or Pedestrians: A Complete Guide
Biking is one of the favorite sports for people of all ages when the weather is warm and sunny. An increasing number of people also use it as a means of commuting to work or other activities. Unfortunately, as the number of cyclists increases, so does the number of accidents involving bicycles. Statistics show that…
Sunset Mesa Funeral Home Defendants Ordered to Pay Millions
Sunset Mesa Funeral Foundation defendants in a multi-party action were ordered to pay millions of dollars to 30 people who sued over the selling of their loved ones’ bodies… Attorney Keith Killian on Friday said what happened to his clients was egregious. “The whole idea of a civilized society is respect for the dead. This…
Motorcycle Injury Compensation
Collisions with motorcycles are common Nearly 50,000 motorcyclists are seriously injured every year in the United States and about 2,000 per year die from their injuries. 80 percent of all motorcycle accidents injure or kill at least one person. Most motorcycle accidents involve collision with an automobile. Two-thirds of the accidents caused by the other…
Properly Documenting Your Colorado Workers’ Compensation Claim
Injuries at work will happen, particularly in fields involving manual labor. When such injuries occur, it is important that you immediately report any injury major or minor, and do so in writing. A verbal report is not sufficient as we explain in our related article, I Just Got Injured at Work in Colorado, What Should…
How to Challenge Your Workers’ Comp Impairment Rating
Division Independent Medical Exam The Division Independent Medical Examination (“DIME”) process is used in Colorado by a claimant (an injured worker) or respondents (Employer and Insurance Company) to challenge an impairment rating or placement at maximum medical improvement (“MMI”). There are two types of DIMEs in Colorado. The first, and most common, is a DIME…
I Just Got Injured at Work in Colorado, What Should I Do?
Injuries at work will happen, particularly in jobs involving manual labor. You should report any injury you have to your employer in writing, whether the injury is minor or major. In particular, any injury to your head, neck, back, shoulder, or knees may not resolve in a few days, but lead to missed work or
Do You Need To Hire An Injury Attorney When You File A Personal Injury Claim?
What is personal injury? Personal injury is the physical or psychological injury that you suffer as the result of negligence, gross negligence, reckless conduct, or intentional misconduct of another person, entity, or organization. Many incidents involve personal injury: when a careless driver hurts either you or members of your family; when you have a work
Wrongful Termination: When to Consult an Attorney
A majority of employees in most States work at will. In at-will States, this employment status changes when there is a contract between the employer and the employee. An at-will employee can be terminated for any reason, or for no reason. However, no one can be terminated for an illegal reason. A wrongful termination is
Protect Yourself Against An Uninsured Motorist
The purpose of liability car insurance is to protect others who may suffer harms and losses when the collision is your fault. However, when the car wreck is the other driver’s fault, the question becomes how can you best protect yourself? We drive to and from work, perform errands and take the kids to school